Much has been made about the Federal Reserve’s recent monetary policy changes. The questions that needs to be asked are, “What does this new policy mean and how does this impact me?” What is the Federal Reserve? For those not…
Back in August 2019, the 2-Year and 10-Year yield curves inverted, and the clock started ticking….. a recession may be coming. Based on historical data, the recession, on average, takes 18-24 months once the inversion occurs. This places the recession…
Bills, bills, so many to pay and so little money to work with…. what’s a person to do? Let’s talk about some techniques used to pay down debt faster and enable more efficient use of money. A couple are popular…
See if this scenario sounds familiar – fresh out of college, just started your first job, and not a penny to your name. Plus, you are up to your ears in student loans, credit card debt, car loans, and maybe…
For years, we have been told to use the 4% Rule to set our retirement withdrawal targets. We have been told it is the de facto gold standard for computing our retirement needs. What if I told you that the…
You work hard every day fighting for that next promotion. You put in the extra time hoping you get noticed. Yet your paycheck seems to shrink rather than grow. What’s going on? Your paycheck may not be related to all…
You and your significant other have been bickering for weeks about money. Finally, there’s a knockdown, drag out argument until midnight about who is spending on what, for what reason, and about “who’s right”. It leaves the two of you…
As we sit in the 11th year of a record bull run, pundits nationwide are “predicting” a stock market crash in 2021. Central banks globally have driven rates into negative yield territory. Lower yields tend to drive up asset prices.…
The side hustle. The side gig. A Part-time job. Whatever name people give it, the same result follows. More and more, people are looking for ways to boost their income, improve their lifestyle, and achieve their dreams. Defining the Side…
Years ago, I remember sitting with my wife and going through our bills. We were up to our ears in medical and credit card bills wondering “how the h@$! did we get in this mess”? We didn’t have a budget…