Is it better to rent or buy? At some point, this question comes up in everyone’s life. The answer is…. it depends. It depends on a lot of factors. What lifestyle do you want to live? Are you looking at…
Congratulations! You just finished college and are starting the journey of adulthood. Woo Hoo! 😊 Unfortunately, reality has just set in. Those tens of thousands of dollars in student loan and credit card debt that have been piling up have…
Buried under a mountain of debt? Trying to climb out of the pit of despair? Not sure where to start? Fear not! I’m here to help. Debt can feel debilitating. It can feel crushing, like the walls are closing in.…
Credit Cards….. one of the tools of the personal finance trade. Used improperly, it can put a person into poverty from all the debt accumulated and ruin credit scores. Used correctly, it can actually speed up the journey to financial…
How much do I need to have saved up to retire? This is the age-old question that has been plaguing both me and the general population for decades. Before we can delve into this, let’s first figure out what it…
I’ve heard a lot about Forex recently. I even overheard a couple of college – aged people talking about their experiences in forex trading. College-aged people? Really? I had to find out more about this topic. Either it is the…
My old accounting professor used to always tell us, “Cash is King”. For businesses, this is totally true. Just watch the businesses that went insolvent in 2008, most of them had a lot of debt, little cash flow, and even…
Budget set up? Check. Consolidated loans? Check Created debt payoff list? Check Next question….. what method should I use to payoff my debt?…… let’s investigate There are 2 popular ways to pay off debt, auto pay and bill pay. Auto…
Let’s pick up where we left off last week…….. The Downside: Since an IUL is permanent life insurance, there is a 100% probability that a person will pass away. It is inevitable. Insurance companies charge for this inevitable outcome. IUL’s…
Planning for the future?………… Good for you! Planning for the future can be exciting. It enables thinking about what a person wants to accomplish with their life, what they want to be known for, and what their legacy will be.…